Lenders Commercial Mortgage
Compare Loan Process Loan Programs

Full Documentation Loans

Loan amounts up to $2,000,000. Ideal for borrowers who want maximum leverage. This program allows us to take a common sense approach to underwriting…therefore giving us the flexibility to pre-approve your loan submission based on either a DSCR or Debt-To-Income approach.

Property Types
Tier I: Multifamily and Mixed-Use
Tier 2: Office, Retail, Warehouse, Self-Storage, Light Industrial, Mobile Home Parks,  Bed & Breakfast, Automotive Repair
Tier 3: Heavy Industrial, Rooming House, Funeral Home
Tier 4: Health Care, Day Care, Restaurant, Gas Station
Loan Types
  • Purchase
  • Refinance
  • Cash-out Refinance  
Loan Amount $100,000 to $2,000,000
LTV Up to 90% - 97%
Fixed Period 3, 5, 7, and 30 - year fixed rate
Terms 15, 20, and 30 year amortization options
Minimum DSCR / DTI  1.20 DSCR  /   60% DTI (investor) or 75% DTI (owner-user)
Program Highlights
  • High LTV’s, get maximum leverage 
  • Flexible underwriting (qualify based on DSCR or DTI)
  • NO loan committees, NO loan covenants, NO mandatory lock-outs