Commercial Real Estate Loans
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Commercial Real Estate Loans

Our commercial lending programs provide an alternative to traditional bank financing that is ideal for borrowers seeking small balance commercial real estate loans ranging from $100K - $5MM.

We are a nationwide commercial mortgage lender and offer up to 90% financing to qualified investors/borrowers. Our niche programs are best suited for borrowers who want or require maximum leverage on commercial real estate loans for purchases, refinances, and refi-cashouts. Our innovative program features include residential style underwriting, 48 hour pre-approvals, unlimited cash-out, long terms and amortizations, quick 30 - 45 day closings, multiple pricing options, and minimal costs.

Our loan pre-approval process is simple, streamlined, and flexible. Commercial real estate investors turn to us for quick turn around times, borrower friendly terms, great commercial real estate loan rates, and ease of transaction.

We have eliminated many attributes that are commonly associated with other commercial mortgage lending programs:

NO upfront fees
NO loan committees
NO past lending relationships required
NO lengthy pre-approval process NO balloon payments NO minimum debt service requirements
NO yield maintenance NO mandatory lockouts NO income verification option




A credit borrowers (680 + middle credit score)
A- credit borrowers (679 - 640 middle credit score)
B credit borrowers (639 - 580 middle credit score)

Tier 1 & 2 Commercial Property Types
Multifamily, Mixed-Use, Office, Retail, Self Storage, Light Industrial, Warehouse, Bed & Breakfast, Automotive Service, and Mobile Home Park.

90% financing ( A ) and 97% (if Owner-Occupied)**
85% financing ( A- )
75% financing ( B ) and 80% (if Owner-Occupied)

Tier 3 Commercial Property Types
Rooming House, Heavy Industrial, and Funeral Home.

80% financing ( A )
75% financing ( A- )
70% financing ( B )

Tier 4 Commercial Property Types
Restaurant, Daycare, Gas Station, and Assisted Living Facility.

75% financing ( A )
70% financing ( A- )
65% financing ( B )