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Commercial Real Estate Loans
Our commercial lending programs provide an alternative to traditional bank financing that is ideal for borrowers seeking small balance commercial real estate loans ranging from $100K - $5MM.
We are a nationwide commercial mortgage lender and offer up to 90% financing to qualified investors/borrowers. Our niche programs are best suited for borrowers who want or require maximum leverage on commercial real estate loans for purchases, refinances, and refi-cashouts. Our innovative program features include residential style underwriting, 48 hour pre-approvals, unlimited cash-out, long terms and amortizations, quick 30 - 45 day closings, multiple pricing options, and minimal costs.
Our loan pre-approval process is simple, streamlined, and flexible. Commercial real estate investors turn to us for quick turn around times, borrower friendly terms, great commercial real estate loan rates, and ease of transaction.
Welcome to our commercial real estate loan website, where we offer a variety of loan products to help you finance your next real estate investment. Whether you're looking to purchase a new property or refinance an existing one, we have a range of loan options to suit your needs.
Conventional Loans: Our conventional loans offer flexible terms and competitive rates for a wide range of commercial real estate properties. These loans are typically offered by traditional lenders and are ideal for borrowers with strong credit history and financial standing.
SBA Loans: Small Business Administration (SBA) loans are government-backed loans that offer attractive terms and low down payments. They are designed to support small businesses in acquiring or expanding their commercial real estate properties.
Bridge Loans: Bridge loans are a short-term financing option designed to help borrowers bridge the gap between the purchase of a new property and the sale of an existing one. These loans offer flexible terms and quick funding, making them an excellent choice for investors looking to move quickly on a new opportunity.
Hard Money Loans: Hard money loans are ideal for borrowers who may not qualify for traditional financing due to credit issues or other factors. These loans are secured by the property itself and typically offer quick funding with less stringent credit requirements.
Construction Loans: Our construction loans are designed to help developers and investors finance new construction projects. These loans offer flexible terms and competitive rates to help you bring your project to completion.
No matter what your commercial real estate financing needs may be, our team of experienced professionals is here to help you find the right loan product to suit your needs. Contact us today to learn more about our loan options and how we can help you achieve your real estate investment goals.
We have eliminated many attributes that are commonly associated with other commercial mortgage lending programs:
NO upfront fees
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NO loan committees
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NO past lending relationships required |
| NO lengthy pre-approval process |
NO balloon payments |
NO minimum debt service requirements |
| NO yield maintenance |
NO mandatory lockouts |
NO income verification option |
A credit borrowers (680 + middle credit score)
A- credit borrowers (679 - 640 middle credit score)
B credit borrowers (639 - 580 middle credit score) |
Tier 1 & 2 Commercial Property Types
Multifamily, Mixed-Use, Office, Retail, Self Storage, Light Industrial, Warehouse, Bed & Breakfast, Automotive Service, and Mobile Home Park.
90% financing ( A ) and 97% (if Owner-Occupied)**
85% financing ( A- )
75% financing ( B ) and 80% (if Owner-Occupied)
Tier 3 Commercial Property Types
Rooming House, Heavy Industrial, and Funeral Home.
80% financing ( A )
75% financing ( A- )
70% financing ( B )
Tier 4 Commercial Property Types
Restaurant, Daycare, Gas Station, and Assisted Living Facility.
75% financing ( A )
70% financing ( A- )
65% financing ( B )
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